December 5, 2023


min to read

Moving in together: mastering the art of sharing space and finances

Whether you're newly engaged, celebrating a marriage, or simply taking the next big step in your dating journey, moving in together is a significant and exciting milestone. It's a time of growth and learning, where love meets the day-to-day realities of shared living. In this guide, we're not just skimming the surface; we're diving into the essential elements of cohabitation. From the intricacies of managing finances to the art of balancing personal space, we've got you covered. Let's navigate these waters together, ensuring your move is not just a change of address, but a step forward in building a stronger, more connected partnership.


Moving in together is more than just a romantic decision; it's a financial and logistical one. The key to success? Open, honest, and ongoing communication about your expectations and boundaries, especially around money. Yikes!

1. Navigating $$$:

  • Discuss your financial histories:
    • This one can be a tough one to tackle. Be open about your financial backgrounds. Understanding each other's spending habits and attitudes towards money is crucial.
    • Key Questions to Ask: What are your spending habits? How do you feel about saving? What are your financial goals?
    • Be Empathetic: Remember, talking about money can be sensitive. Approach these conversations with empathy and an open mind.
  • Splitting rent and bills:
    • Finding what works for you: There's no one-size-fits-all approach. Consider proportional splitting based on income, or a 50/50 split if you're more comfortable with that. It's all about what feels fair to BOTH of you.
    • Pro tip: Use Maia as a third-party to facilitate these discussions in a constructive manner.
  • Joint account for shared expenses:
    • Consider opening a joint account for shared expenses like rent, utilities, and groceries.
    • This can simplify bill-paying and track shared expenses.

2. Creating a Budget:

  • Track shared expenses:
    • Use budgeting apps to track your joint expenses. This helps in understanding where your money goes as a couple.
  • Plan for the ~future~:
    • Discuss long-term financial goals. Are you saving for a vacation? Planning to buy a house? Aligning your financial goals is key to a harmonious living situation.

3. Respecting Each Other's Financial Independence:

  • Personal spending:
    • Establishing personal budgets: Discuss and agree on individual budgets for personal spending. This respects financial independence while ensuring joint financial goals aren't compromised.
    • Open dialogue on large purchases: Set a threshold for what constitutes a large purchase and agree to discuss these before making a decision. This prevents misunderstandings and respects both partners' financial contributions.
  • Emergency Fund:
    • Setting up a safety net: Agree on a monthly contribution to an emergency fund. This fund can cover unexpected expenses like car repairs or medical bills, providing you both a peace of mind.
    • Joint vs. individual contributions: Decide whether this fund will be a joint effort or if each partner contributes a set amount. Transparency here is key to avoid future conflicts.

4. The Art of Sharing Space:

  • Respect Personal Space:
    • Even in the closest relationships, everyone needs their own space. Set boundaries and respect each other's need for alone time.
    • You can also set regularly check-ins with each other about personal space needs. This understanding can prevent feelings of overcrowding or neglect.
  • Decorating Together:
    • Merging styles can be challenging but rewarding. Find a balance that reflects both of your tastes. Make it a fun, collaborative project.
    • When opinions differ, find a middle ground. Maybe it's combining styles or taking turns choosing decor for different rooms. You can have Maia jump in for conversations like these!

5. Household Management:

  • Divide Chores Fairly
    • Use Maia to chat about how to divide up chores fairly.
    • This ensures a fair distribution and avoids the classic “I always do more than you” argument.
  • Regular Check-Ins:
    • Schedule weekly check-ins to discuss household management, upcoming expenses, or any concerns.
    • Maia can prompt these discussions, ensuring they're a regular part of your routine.


Moving in together is a significant milestone. It's not just about romance; it's about building a life together, which includes managing finances and daily logistics. With open communication, mutual respect, and a bit of planning, you can turn this experience into a wonderful chapter of your relationship.

Remember, it's okay to have different opinions and habits. The key is to find a middle ground where both of you feel heard and respected. And with Maia's help, you can navigate these conversations with ease and understanding, setting the stage for a successful and harmonious cohabitation.

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